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  • 02/23/2017 10:09 PM
    Reply # 4630026 on 3564086
    Schnur (Administrator)

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    Heart of Florida United Way is the largest non-profit provider of funds to our most critical health and human service programs serving Central Florida.

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  • 01/19/2017 8:23 PM
    Reply # 4558029 on 3564086
    Schnur (Administrator)

     

    Over One-Third of Small Businesses Lost Employees in a Year, and Most See Employees Come and GoNew JPMorgan Chase Institute Data on the Volatility of Payroll Expenses Reveals
    New Report Shares Insights from Analysis of 65 million US Small Business Transactions

    Washington,  D.C. – January 18, 2017 – The JPMorgan Chase Institute released its newest report today on the financial health of small businesses and employment challenges they continue to face. The first-of-its-kind report reveals new information about small business employment growth and the volatility small business owners experience when managing payroll expenses.

    The Ups and Downs of Small Business Employment” reports that most small businesses experience substantial volatility in payroll expenses. Moreover, more than two-thirds (68 percent) of small employer businesses either reduced their number of employees or added less than the equivalent of one full-time employee in a calendar year. The typical small business saw payroll expenses grow by 8.5 percent per year. These payroll expenses were significant for small employer businesses, with the typical owner paying $18,700 in payroll expenses a month, or 18 percent of all outflows for their business. Making their financial situation even more difficult to manage, small businesses with employees had only 18 cash buffer days, compared to 27 cash buffer days for small businesses overall.

    “Payroll is a significant expense for employer small businesses and managing it has an impact on not only the health of their business, but also the people they employ,” said Diana Farrell, President and CEO, JPMorgan Chase Institute. “With increased focus on the positive impact small businesses can have on the economy, it’s critical to understand what these new insights mean for job creation and policies that aim to support both small businesses and their employees.”

    The Institute analyzed 65 million anonymized transactions from 45,260 small business customer accounts over the nine non-holiday months from February 2015 to October 2015. This unique dataset provides a granular view of payroll growth and volatility and their impact on employment at the individual business level.

    Key Findings: The Ups and Downs of Small Business Employment



    • ·         Finding One: Payroll for most small employer businesses grew by less than the equivalent of one full-time employee in a calendar year, with median annualized payroll growth of 8.5 percent.
    • o   36% of small employer businesses decreased their payroll expenditures.
    • o   32% of small employer businesses increased their payroll expenditures by less than the equivalent of one full-time employee.
    • o   31% of small employer businesses increased their payroll expenditures by more than the equivalent of a single full-time employee.
    • ·         Finding Two: Payroll expenses were a material outflow for employer small businesses, which held fewer cash buffer days than nonemployer small businesses.
    • o   Payroll expenses varied from a median of $11,700 per month in the Restaurant industry to a median of $36,600 per month in the High-Tech Services industry.
    • o   Payroll as a percentage of outflows varies substantially across industries—payroll only comprised 10 percent of the outflows of a typical wholesaler or retailer, but 27 percent of the outflows of a typical High-Tech Services firm.
    • o   The typical employer small business had only 18 cash buffer days, compared to 27 cash buffer days for the typical small business overall.
    • ·         Finding Three: Most employer small businesses experienced unstable payroll and employment volatility including job gains and losses and other spikes and dips in payroll.
    • o   38% of small businesses experienced payroll changes that are likely more stable and small – perhaps taking on a part-time employee or changes in hours worked by employee(s).
    • o   62% of small businesses experienced changes in payroll that are less stable: large spikes and/or dips in payroll (possibly paying employee bonuses or catching up on a missed payroll expense) and sustained gains and/or losses in full-time employees that increase payroll volatility.
    • ·         Finding Four: The typical small employer business experienced substantial volatility in payroll outflows, and volatility was highest for younger small employer businesses.
    • o   While most firms had payroll volatility that tended to reflect large payroll gains and losses that were greater than the equivalent of paying one full-time employee, their overall net payroll growth rate was still less than the equivalent of one full-time employee.
    • o   Payroll volatility was substantially higher for firms less than two years old than for firms greater than two years old.
    • ·         Finding Five: Small employer businesses with more volatile payroll patterns tended to have fewer cash buffer days.
    • o   Small businesses with dips, combined gains and losses, and both spikes and dips had the fewest cash buffer days.
    • o   Small employers with spikes were one exception to this rule, which may reflect businesses that pay bonuses or commissions with growing revenues.

    Read more about the impact of payroll expenses on the financial stability of US small businesses here.

    The JPMorgan Chase Institute is a global think tank dedicated to delivering data-rich analyses and expert insights for the public good. Its aim is to help decision makers – policymakers, businesses, and nonprofit leaders – appreciate the scale, granularity, diversity, and interconnectedness of the global economic system and use better facts, timely data and thoughtful analysis to make smarter decisions to advance global prosperity. Drawing on JPMorgan Chase & Co.’s unique proprietary data, expertise, and market access, the Institute develops analyses and insights on the inner workings of the global economy, frames critical problems, and convenes stakeholders and leading thinkers. For more information visit: jpmorganchaseinstitute.com

    # # #

     

     

     

    Brent J. Semachko | Executive Director | Corporate Responsibility

    Office of Nonprofit Engagement | JPMorgan Chase & Co.

    450 S. Orange Ave., Orlando, FL 32801 |239.565.2997 direct | 866.390.9208 Fax

    brent.j.semachko@jpmorgan.com

     

    This email is confidential and subject to important disclaimers and conditions including on offers for the purchase or sale of securities, accuracy and completeness of information, viruses, confidentiality, legal privilege, and legal entity disclaimers, available at http://www.jpmorgan.com/pages/disclosures/email

  • 01/09/2017 10:56 AM
    Reply # 4517878 on 3564086
    Schnur (Administrator)

    http://empowernonprofits.com/building-empathy-in-nonprofit-stories/

  • 11/01/2016 9:50 PM
    Reply # 4359967 on 3564086
    Schnur (Administrator)

    Florida C.A.N.! Webinar Invite

    View this email in your browser

    State experts to discuss Florida workforce trends and demands

     

    Register now for webinar on 11/8 at 2pm

    The second webinar in our series on Connecting Education and Jobs in Florida features Adrienne Johnston, Bureau Chief of Labor Market Statistics with the Florida Department of Economic Opportunity and Dr. Jerry Parrish, Chief Economist and Director of Research with the Florida Chamber of Commerce Foundation for a discussion on Florida workforce trends and demands.


    In last month’s webinar, Dr. Jeff Strohl from Georgetown University's Center on Education and the Workforce discussed the many types of postsecondary credentials that institutions offer, why some are worth more than others on the labor market, and why demand for higher levels of training will increase over the next decade.


    On the November 8th webinar, Ms. Johnston will highlight some of the fastest growing jobs in Florida and new research on the skills gap in our state.  In addition, Dr. Parrish will discuss recent research on strengthening Florida's talent supply and education system, as well as the Florida Scorecard, the Chamber’s online tool that identifies and tracks key metrics that are important to Florida’s economy today and into the future.


    Connecting Education and Jobs in Florida is a series of webinars to help education and community stakeholders learn about future workforce trends, the supply and demand of different postsecondary credentials and resources that can help students connect to high-skilled, high-paying jobs.  To view previous webinars, click here to visit the webinar archive.


    Event Details: 

    Webinar: Florida Workforce Trends and Demands

    Date and Time: Wednesday, November 8th from 2:00 pm - 3:00 pm 

    Registration link: https://attendee.gotowebinar.com/register/1036539676672006658


    This webinar is made possible thanks to generous support of the Helios Education Foundation.

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  • 09/22/2016 8:00 PM
    Reply # 4269802 on 3564086
    Schnur (Administrator)

    SAVE THE DATE! 

    Register for our Statewide Tax Convening 

    October 4, 2016 at Polk State College - Lakeland

     

    Register for a FPP Regional Prosperity Town Hall 

    October - December 2016

     

    9th Annual FPP Statewide Training Conference   

    May 31-June 2, 2017 at the Caribbean-inspired Loews Sapphire Falls at Universal Orlando


  • 03/15/2016 2:41 PM
    Reply # 3882671 on 3564086
    Schnur (Administrator)
    Mark Wilson’s testimony before congress earlier this month on prosperity and economic opportunity.
  • 03/08/2016 5:22 PM
    Reply # 3869209 on 3564086
    Schnur (Administrator)

     

    Dear Friends:

    In the JPMorgan Chase Institute’s latest research report, Paychecks, Paydays, and the Online Platform Economy:  Big Data on Income Volatility”, we dig deeper into the demographics and sources of income volatility, and provide the most in-depth look to date into the size and growth of the Online Platform Economy. 

    Today, I am pleased to share with you a follow-up research brief that takes a closer look at the growth trajectory of the Online Platform Economy, and what it might mean for the future of this new marketplace for work. 

    The Online Platform Economy is growing very rapidly, but it is not accelerating. There has been a clear slowdown in the growth rate of active earners on online platforms over the last two years—an important trend that has, until now, gone undetected. Click here to read the full research brief.

    I would also like to remind you that on Thursday, March 10th from 3:00 – 4:00 PM ET, we will be hosting a public webinar on the findings from Paychecks, Paydays, and the Online Platform Economy:  Big Data on Income Volatility”.  We encourage you to share the attached note with those in your network who might be interested in joining the webinar and reading our latest research brief.

     

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    Sincerely,

    Diana Farrell
    President and CEO, JPMorgan Chase Institute

     

    About the Institute: The JPMorgan Chase Institute is a global think tank dedicated to delivering data-rich analyses and expert insights for the public good. The mission of the Institute is to help decision makers – policymakers, businesses, and nonprofit leaders – appreciate the scale, granularity, diversity, and interconnectedness of the global economic system and use better facts, real-time data and thoughtful analysis to make smarter decisions to advance global prosperity.

     

    Click here to subscribe to receive future newsletters and regular updates from the JPMorgan Chase Institute.   

     

     

    To learn more about the JPMorgan Chase Institute and to subscribe to receive future newsletters , please visit www.jpmorganchaseinstitute.com

    © 2015 JPMorgan Chase & Co. | 270 Park Avenue, New York, New York


     

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