Board of Directors
Carter Elliott, currently employed at United Way of Northeast Florida (UWNEFL) as Director of Financial Stability, has over 20 years of experience in the nonprofit sector at the local, regional and national levels. He is passionate about addressing and solving challenges that our most vulnerable populations face every day.
In his current role, Carter serves as UWNEFL’s point person for financial stability efforts in Northeast Florida, including the development of indicators and outcomes that drive strategic priorities. He seeks to identify new opportunities and ensure the work is aligned to greater community needs.
Prior to relocating to Jacksonville in 2016 due to family commitments, Carter worked at Goodwill Industries International in Rockville, MD, where he led the financial wellness strategies for the enterprise, working directly with the Goodwill membership to integrate financial stability (including MyFreeTaxes) and career readiness activities into local initiatives. This experience provided him with a national perspective on challenges facing our target populations.
In Atlanta, while at the Atlanta Community Food Bank, Carter was instrumental in creating the Atlanta Prosperity Campaign, an asset-building initiative that addresses income disparities in the 13-county Atlanta region. His work was recognized for its impact by the Atlanta City Council, as part of the City’s community initiatives awards. He has also been awarded a community impact award from the IRS, for his work in Atlanta.
In a volunteer capacity, Carter has participated on numerous advisory boards in Atlanta and Jacksonville, conducting site visits and making funding allocation decisions. He has an undergraduate degree from Auburn University, and a Masters degree from the University of Alabama.
Sarah Margaret Ellis, AFC, is the Family and Consumer Sciences Agent for Citrus County Florida. She provides a variety of educational programs promoting financial well-being and economic development to the community at large. Ms. Ellis manages 8 Florida Master Money Mentor volunteers who provide one on one financial management education. Prior to joining UF Sarah worked for Elder Options, the Area Agency on Aging in Mid Florida.
Kamalah Fletcher is the Director of Community Partnerships for the South Florida Region of the American Red Cross. In this role, she leads the Community Partnerships Team’s efforts to ENGAGE, CONVENE, and MOBILIZE groups and individuals to build resilience and preparedness across our region. Her team is working hard to make sure the community understands the work of the Red Cross, and to ensure the Red Cross and community know how best to connect to each other.
Her 20 years in the nonprofit world have spanned many levels of nonprofit leadership, and many communities across Miami-Dade County, where she has been a proud resident for the last 10 years. Both as a practitioner and resident, she’s been active in county, state and national initiatives focused on capacity building, leadership development, prosperity, and climate change, and still facilitates for a number of local civic education programs. She also sits on the City of Miami Community Relations Board representing District 2, and on the board of the Miami Workers Center.
David Foote leads the Heart of Florida United Way’s Financial Stability Initiatives. Prior to joining United Way, David was Senior Vice President Regional Manager and Private Banking Group Manager for Comerica Bank. Before Comerica Bank, David was Senior Vice President of Commercial Banking for Fifth Third Bank in West Michigan. He started his banking career with the Federal Reserve Bank of Chicago and was Vice President of Finance with J.P. Morgan Chase in Chicago.
David’s community involvement has included teaching as an adjunct professor with Davenport University’s MBA program and as a member of the Board of Directors of the President Ford Boy Scout Council in West Michigan. David is currently on the Board of Directors for the Florida Prosperity Partnership and Holy Family Catholic Church.
He received a Bachelor of Arts in Finance from the University of Illinois and an MBA from Loyola University of Chicago. David is married with two adult children.
Cora R. Fulmore is recognized as an industry expert on consumer credit and homeownership counseling. For over 30 years she has served as a spokesperson, mortgage and credit counselor, and advocate for policies that promote creative and safe lending practices for the benefit of our nation’s homebuyers and homeowners.
She has spoken at events sponsored by Federal Deposit Insurance Corporation (FDIC), National Association of Realtors (NAR), NeighborWorks America, Fannie Mae and Freddie Mac. She has participated in regional forums including the Florida HOPE Task Force, the Nonprofit Housing Roundtable of Central Florida, the “Safe At Home” conference by Florida Legal Services for pro-bono attorneys, and foreclosure prevention workshops nationwide.
Cora is a training instructor for Freddie Mac’s CreditSmart ® which is a financial literacy curriculum, NeighborWorks America and many others; she is the creator and developer of the “Counselor’s Corner,” an online resource and training tool for Housing Professionals.
Ms. Fulmore is a graduate of Texas College in Tyler, Texas.
Author, non-profit leader, speaker, and leadership coach, J. Scott George has been a passionate voice in the non-profit and church world for over thirty-five years. His unique ability to communicate leadership principles has motivated and inspired groups of all sizes. He has traveled the world, bringing hope and help through seminars, and philanthropic and humanitarian campaigns.
He currently serves as Senior Pastor of Pine Castle United Methodist Church in Orlando, FL, and was the founder of UP – United against Poverty in downtown Orlando; an innovative, cutting-edge non-profit facility that serves thousands of families each month with food, medical care, crisis intervention and education.
Scott is currently launching a new non-profit called Orlando Hope. He is the author of 6 books. Scott is happily married to his wife, Tammi, and they have four children—Austen, Aaren, Amanda, and Allison. In his free time, he loves playing racquetball and fly fishing.
Andy Gold, Ph.D., is a full-time business faculty member at Hillsborough Community College (HCC), and teaches in the graduate school at the University of Tampa, and the University of South Florida.
In addition to his teaching duties, Gold is a co-founder of the HCC Innovation and Entrepreneurship Program, and Operation Startup, a partnership between HCC and Hillsborough County designed for Vetrepreneurs to develop and launch businesses.
Born and raised in New York City, Gold is a product of public education, and he is a lifelong entrepreneur having started multiple businesses over the past 23 years. He is the founder of Terrapath, Inc., a social entrepreneurial venture started in 1994. Recently, he cofounded e2venture, a consulting business that provides entrepreneurial mindset training services to organizations, educators, and at-risk youth.
Dr. Gold had a 12-year career in finance, working on Wall Street where he and a business partner raised $52 million in capital to start-up a hedge fund business.
Gold currently lives in Tampa with his wife Anne, a middle school teacher. They have two sons, Matt who lives and works in New York City, and Greg who lives and works in Atlanta.
Sharon Hackney is a Senior Program Manager for the Florida Blue Foundation, leading and managing grants under two program focus areas – Advance Innovation and Promote Solutions in the Health Care System, and Improve Quality and Safety of Patient Care. She has also held other positions in the Corporate Social Responsibility department during her 12 years at Florida Blue. She served as a Community Builder for the United Way of Northeast Florida’s 2004 campaign and has over 20 years of diverse public relations and marketing experience.
Hackney serves as Secretary on the Florida Prosperity Partnership Board of Directors and sits on the Real Sense for Prosperity Campaign’s Steering Committee for United Way of Northeast Florida. She graduated from Valdosta State University in 1988 with a bachelor’s degree in Speech Communications. She and her husband both grew up in Jacksonville and have two sons in college and a daughter in high school.
Sherod Halliburton is a Community Development Finance expert currently serving as President/CEO of Manatee Community Federal Credit Union (MCFCU). Halliburton was hired by MCFCU in February 2012 as Executive Vice President of Strategic Initiatives, where he guided the organization successfully through the process of becoming a Community Development Financial Institution (CDFI). He was promoted to President in July 2013, and prior to that, Halliburton served as the Executive Director of the Bradenton Central Community Redevelopment Agency for over seven years, where he launched three successful economic development organizations (CareerEdge Workforce Funders Collaborative, Central Economic Development Center (CEDC), and Suncoast Community Capital (SCC). CEDC and SCC support entrepreneur development while SCC also focuses on asset attainment for low income individuals. CareerEdge is nationally acclaimed and focuses on innovative workforce readiness strategies for unemployed and under-employed individuals, in partnership with employers and educators.
Prior to that Halliburton served as Community Liaison for the Bradenton Front Porch Council, a community revitalization initiative operating out of the office of then Governor Jeb Bush. Halliburton utilizes extensive inside knowledge of credit gained from working in management at Equifax Information Services for five years.
Halliburton is a graduate of Leadership Florida Class XXXV and holds numerous state appointments including: the Florida Community Development Finance Agency (CDFA) Advisory board, Florida Policy Institute, Florida Advisory Council on Small and Minority Business Development, and the Florida Prosperity Partnership. Halliburton serves on the Innovations Committee of the League of Southeastern Credit Unions, and he holds leadership positions on numerous local boards including the Treasurer of Manatee Community Action Agency, President of the Board of Directors for Manatee Educational TV, and Chairman of the Manatee Chamber of Commerce Small Business Council.
Halliburton has received numerous awards and recognition throughout the years, most recently the Unity Award for Championing Diversity 2017 from 941CEO magazine and People to Watch 2014 by Biz941 Magazine.
Halliburton has been a presenter and speaker at numerous local, regional and national events, including the 2014 National Federation for Community Development Credit Unions Annual Conference, the CDFA 2014 Florida Annual Conference, the 2017 Management Institute and the 9th Annual Florida Prosperity Partnership Conference.
Halliburton attended Morehouse College for two years, and graduated from Georgia State University, where he earned a BS degree in Marketing with a minor in Corporate Communications. Halliburton has completed the CUES CEO Institute I Program at Wharton School of Business at the University of Pennsylvania, the CUES CEO Institute II Program at the Johnson School of Business at Cornell University, and the CUES Institute Program III at Darden School of Business at the University of Virginia.
Janet Hamer is Vice President, Community Development Manager for TD Bank in north and central Florida. In her role she manages community relationships and supports regional market retail and commercial staff in developing and implementing responsive community development lending, service, and investment to revitalize and stabilize low-and-moderate income communities and promote financial empowerment for individuals throughout the TD Bank footprint.
Before joining TD Bank, she served as the Regional Community Development Manager at the Jacksonville Branch of the Federal Reserve Bank of Atlanta for fourteen years as a member of the Atlanta Fed’s community and economic development (CED) team and helped promote effective community development lending and investment programs and fair lending throughout the district. She led small business and microfinance lending and access to banking and financial stability.
Hamer has over 30 years of experience in housing, community and economic development, and urban planning. She has also served as Chief of Housing Services for the Planning and Development Department of the city of Jacksonville and Deputy Director of the Community Development Department of the city of Daytona Beach.
Originally from Illinois, Hamer has a BA from Judson College in Elgin, Illinois, and an MA in Public Affairs from Northern Illinois University in Dekalb, Illinois. She is active in numerous community development and professional groups both nationally and in Florida. Hamer serves on the National Disability Institute Board of Directors as Vice Chair, and is past president of the Florida Community Development Association and serves on the board of directors. She also serves on the board of the Florida Alliance of Community Development Corporations and is the past chair and co-founder of the Florida Prosperity Partnership.
Additionally, Hamer serves on the board of the Florida Supportive Housing Coalition and the Jacksonville LISC Program Committee. In 2011, she received the Ron Smith Outstanding Accomplishment Award from the National Disability Institute for her work in improving the economic lives of Americans with disabilities. She serves on the County of Volusia Affordable Housing Study Commission and the Volusia-Flagler Commission on Homelessness. Additionally, she is a volunteer tax preparer and VITA site coordinator for the Campaign for Working Families at Bethune Cookman University, Daytona Beach.
Linda Keller-Zierold has more than 38 years of experience in the area of social services, most of which have been with Goodwill Industries. Before joining Goodwill Industries of Central Florida, where she served as the Vice President of Vocational & Community Services for the past 22 years, she had also worked with other Goodwills in Florida, Texas, and Pennsylvania.
Ms. Keller-Zierold has always sought to develop and expand organizational capacity, administering and sustaining programs that served over 49,000 participants in Central Florida in 2016 and placed more than 8,500 into jobs during that same year. Goodwill Industries of Central Florida serves a six-county area, comprised of Orange, Osceola, Seminole, Lake, Volusia, and Brevard Counties, providing specialized services and Job Connection Centers in all six of these counties. All services were free to participants.
She is a Past State President of the Florida Rehabilitation Association and has served on the National Rehabilitation Association’s Board of Directors. She also continues to volunteer her time on the Florida Rehabilitation Association’s State Board of Directors; the Board of Trustees of the La Amistad Foundation, where she currently serves as Board Chair; the School Advisory Council for Winter Park Technical College; and the state Board of Directors for the Florida Prosperity Partnership, on which she serves as the Vice-Chair.
Ms. Keller-Zierold has a Master’s degree from the University of South Florida and is a Certified Rehabilitation Counselor; a Certified Vocational Evaluator; a graduate of Goodwill Industries International’s Executive Training Program; a surveyor for a national accreditation agency, CARF; and a graduate of the Leadership Orlando program.
Juli Lewis joined the League of Southeastern Credit Unions in 2014, serving as a Member Relations Consultant and Director of the Southeastern Credit Union Foundation. As support and Foundation initiatives quickly grew under Juli’s leadership, in 2018, she was moved to be solely over the Foundation. She has served on the Executive Committee of the National Youth Involvement Board since 2008 and as Chair from 2014-2016, and is currently a Board member for the Florida Prosperity Partnership and Florida Jumpstart.
Prior to joining the League, Juli worked for 21 years at Suncoast Credit Union, based out of Tampa, FL, as the Youth Marketing Manager. At Suncoast, Juli was responsible for all youth and young adult programs, including student-run branches, financial literacy presentations and reality fairs.
Juli graduated from the University of South Florida in 1998 with a Bachelors in Social Work. She has also earned the Credit Union Development Educators (CUDE), the Certified Credit Union Financial Planning (CCUFP) and Certified Credit Union Executive (CCUE) designations, and HR and Marketing certifications.
Away from work, Juli enjoys participating in outdoor sports, caring for the many stray animals that seem to find her, and spending time with her husband and two amazing children.
Lesley Mace joined the Federal Reserve Bank of Atlanta-Jacksonville Branch as an Economic and Financial Education Specialist in June of 2010, and was promoted to Senior Specialist in 2014. Lesley currently serves as the Sr. Education Program Manager for the Jacksonville Branch, and is a member of the Federal Reserve’s System Economic Education Technology Workgroup.
Lesley is a frequent contributor to the Federal Reserve Bank of Atlanta’s Extra Credit newsletter for educators, and as the Sixth District’s Technology Workgroup Lead was responsible for overseeing the production of the Classroom Economist series. Her responsibilities also include coordinating the Branch tour program.
She serves as Board Chair for Duval County Schools’ Academies of Finance Advisory Board, is a member of the Advisory Board for the Gus A. Stavros Center for Free Enterprise and Economic Education at the University of South Florida, and serves as an advisor to the Florida Jump$tart Coalition. Lesley also currently serves as an Adjunct Professor of Economics at Daytona State College.
A native of Auburn, Alabama, Lesley holds a B.A. in Economics and Foreign Language and a M.S. in Economics from Auburn University.
Katie Metz is Manager of Financial Empowerment & Inclusion while leading Veteran partnerships for National Disability Institute. Since 2001, she has worked to increase the understanding of compliance for equal access and opportunities for persons with disabilities, military, Veterans and their families in both government and private sectors. She has led a number of initiatives in asset development, financial education, and the inclusion of disability into D & I employment strategies. In her work, she has created and organized multiple education and curriculum programs designed to enhance financial education and employment opportunities for persons with disabilities, Veterans and their families.
In the past, Ms. Metz contributed her expertise through her participation on the management team of the MyFreeTaxes (MFT) national initiative in which NDI participated as a legacy partner. She is responsible for relationship management with the IRS and Department of Veteran Affairs, continuing work towards integration of free tax prep into Veteran serving programs and services along with continued inclusion of disability into all existing programs. She has extensive knowledge with regard to the Americans with Disabilities Act (ADA), asset development and financial education training.
Prior to joining National Disability Institute, Ms. Metz was the City of Jacksonville, FL’s Manager of Disabled Services part of the Military Affairs, Veterans & Disabled Services Department, as well as the City’s ADA Coordinator. In the 11 years she was with the City, her work revolved around improving the quality of life for persons with disabilities by increasing awareness concerning the accomplishments and needs of persons with disabilities. Ms. Metz holds a Bachelors of Arts degree in Sociology – graduating Cum Laude and resides in Jacksonville, FL.
Joyce Odongo is Regional Community Development Officer of FL, and AL, with oversight in GA at the Bank of the Ozarks. In her responsibility, she represents the bank on region-wide initiatives, which include community development, not-for-profit collaboratives, and serving the needs of low- and moderate-income communities.
She has over 15 years of experience in the community development industry, managing the Community Reinvestment Act for financial institutions. Her passion is working with non-profit organizations, and providing financial education to empower others to obtain financial stability.
She enjoys traveling with her family, reading books and listening to music.
Rich Rollason joined Florida Community Loan Fund in March 2009. As the Development Officer he expands relationships with financial institutions, foundations and religious organizations, evaluating opportunities to reach mutual community development goals in Florida. Mr. Rollason is responsible for assisting the CEO in securing capital required to ensure the success of FCLF’s Community Development and Florida Preservation Fund programs, including meeting with representatives of banks and foundations, writing grant applications and requests, and participating in outreach workshops.
After more than 15 years of sales and management experience in manufacturing, Rollason transitioned into nonprofit management serving as director of operations of a sizeable church, providing strategic planning and overseeing the capital campaign for funding the successful completion of an $8.5 million dollar education building. A native Floridian, Rollason remains active in the community, volunteering on various service projects and coaching youth sports. Rollason is a graduate of Valdosta State University.
Mellissa Slover-Athey is First Vice President and Community Reinvestment Act Officer for CenterState Bank. She is responsible for implementing and administering all aspects of the Bank’s CRA program. She is instrumental in establishing, participating, and maintaining relationships with community based-charitable organizations that aid the low-and-moderate income. She is responsible for the technical compliance and training associated with the Community Reinvestment Act.
Prior to joining CenterState Bank, Mellissa has worked with other Financial Institutions in various roles that assisted with audit and compliance of branch operations and consumer lending, as well as community outreach positions.
Mellissa is actively involved in several community groups and professional organizations. She received a Bachelor of Arts in Marketing and an MBA from the University of Central Florida; and is currently attending the FBA’s Florida School of Banking at the University of Florida. She is married with three fur babies.
Katrina Tuggerson serves as Director of Financial Empowerment and Community Development for Tallahassee Leon Federal Credit Union, and serves on the boards of CareerSource Capital Region, and Capital City Chamber of Commerce.
As Director, Tuggerson oversees the expansion of access to capital and financial services in critically underserved urban, and rural communities, where one of the biggest obstacles to economic development is a lack of access to mainstream sources of private sector capital. In this capacity, she interacts with various citizens and groups promoting community development, and youth financial literacy.
Prior to heading the TLFCU, Ms. Tuggerson served as the Director of Diversity Program/Small Business Development for the Economic Development Council of Leon County (Greater Tallahassee Chamber of Commerce). As Director, she created and implemented procedures that integrated economic inclusion throughout the local community. In addition to her economic development expertise, earlier in her career Ms. Tuggerson, served as the Associate Campus Director of Embry- Riddle Aeronautical University for 14 years.
Offering comprehensive knowledge and experience in management, student services, and college preparation honed through active participation in various collegiate and community activities.
She holds a Masters of Arts in Management & Leadership from Webster University and Bachelor of Science degree in Professional Administration-Business from Barry University, a certification in Financial Counseling from CUNA, Community Development Certified Financial Counselor (CDFI), and VITA certification.